- Financial Services Guide
- Responsibility For Services Provided
- Who Do We Act For
- Personal Information
- Retail Clients
- Retail Client Issues
- What We Expect From You
- Our Sources Of Income
- How Our Representatives Are Paid
- Cooling Off Provisions
- Contact Agreement
- Conflicts Of Interest
- Our Services
- Our Products
- Electronic Delivery Of Disclosure Notices
- Steadfast Group Limited
Typically our Retail Clients are only given General Advice. General Advice does not take into account your particular needs and requirements and you should consider the appropriateness of this advice to your circumstances prior to acting upon it.
If you are a Retail Client purchasing Personal Accident or Sickness Insurance and obtain Personal Advice, advice that takes into account your personal circumstances, we will give you a Statement of Advice (SOA) that sets out the advice provided and the basis on which the advice is made and our remuneration should you purchase the product.
When you ask us to recommend an insurance policy to you we will usually only consider the policies offered by insurers or insurance providers that we deal with regularly and in giving you advice about the costs and terms of recommended policies we do not compare those policies to other policies available other than from those insurers we deal with regularly.
If we recommend the purchase of a particular financial product we will give you a Product Disclosure Statement which sets out the details specific to that product and the key benefits and risks in purchasing the product.